Part 1 I’m not spending my money on things that don’t benefit my lifestyle. ❌ cheap credit builders that don’t actually help me access high limits Self, Kikoff… 🚫 ❌ paying off collections without a strategy even if you pay it, it can still show negative 🤦🏽‍♀️ ❌ rent if it’s not reporting to my credit lol ❌ Netflix / online subscriptions if it’s not reporting to my credit lol ❌ paying a car note the regular way I’ll rent out another car to pay my car notes 💰 ❌ travel expenses, hair, nails 💅🏾 I use rewards, cashback, and points 💳 I’m not paying for anything out of pocket ✔️ Comment CREDIT to fix your profile and start getting approved for higher limits #credit #creditrepair #creditscore #creditbuilding